{"id":35085,"date":"2025-11-26T20:08:37","date_gmt":"2025-11-26T20:08:37","guid":{"rendered":"https:\/\/www.siradel.com\/?page_id=35085"},"modified":"2025-11-27T08:52:01","modified_gmt":"2025-11-27T08:52:01","slug":"assurance-risques-climatiques","status":"publish","type":"page","link":"https:\/\/www.siradel.com\/fr\/assurance-risques-climatiques\/","title":{"rendered":"Mieux assurer les risques climatiques"},"content":{"rendered":"
[vc_section full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764174500153{padding-top: 60px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.siradel.com\/wp-content\/uploads\/2025\/08\/header_risques_evaluation.webp?id=34571) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2″ css=\u00a0\u00bb.vc_custom_1764174388078{padding-top: 48px !important;padding-right: 48px !important;padding-bottom: 48px !important;padding-left: 48px !important;background-color: #ffffff !important;border-radius: 15px !important;}\u00a0\u00bb]

Mieux assurer les risques climatiques<\/h1><\/div><\/div><\/div>

Inondations, b\u00e2timents en p\u00e9ril : les risques \u00e9voluent, vos outils aussi. Avec la g\u00e9omatique assurantielle, transformez la donn\u00e9e en vision claire pour analyser, simuler et d\u00e9cider en toute confiance.<\/p>\n<\/p><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/2″][\/vc_column][\/vc_row][\/vc_section][vc_section pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764174549992{margin-top: 32px !important;margin-bottom: 80px !important;padding-right: 100px !important;padding-left: 100px !important;}\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175863849{margin-bottom: 60px !important;}\u00a0\u00bb][vc_column]

Les d\u00e9fis rencontr\u00e9s<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row gap=\u00a0\u00bb25″ equal_height=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/3″ css=\u00a0\u00bb.vc_custom_1764174803460{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 60px !important;padding-right: 40px !important;padding-bottom: 60px !important;padding-left: 40px !important;background-color: #f8fafc !important;border-left-color: #e2e8f0 !important;border-left-style: solid !important;border-right-color: #e2e8f0 !important;border-right-style: solid !important;border-top-color: #e2e8f0 !important;border-top-style: solid !important;border-bottom-color: #e2e8f0 !important;border-bottom-style: solid !important;border-radius: 15px !important;}\u00a0\u00bb]
\"Image<\/div><\/div>

Visualiser les risques \u00e0 l\u2019\u00e9chelle locale<\/h3><\/div><\/div><\/div>

Vous cherchez \u00e0 cartographier finement les vuln\u00e9rabilit\u00e9s ?<\/p>\n

Sans croisement entre al\u00e9as et occupation du sol, il est difficile d\u2019identifier les zones prioritaires \u00e0 prot\u00e9ger.<\/p>\n<\/p><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/3″ css=\u00a0\u00bb.vc_custom_1764174794701{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 60px !important;padding-right: 40px !important;padding-bottom: 60px !important;padding-left: 40px !important;background-color: #f8fafc !important;border-left-color: #e2e8f0 !important;border-left-style: solid !important;border-right-color: #e2e8f0 !important;border-right-style: solid !important;border-top-color: #e2e8f0 !important;border-top-style: solid !important;border-bottom-color: #e2e8f0 !important;border-bottom-style: solid !important;border-radius: 15px !important;}\u00a0\u00bb]

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Anticiper l'impact des \u00e9v\u00e9nements extr\u00eames<\/h3><\/div><\/div><\/div>

La planification repose souvent sur des donn\u00e9es historiques insuffisantes ou trop g\u00e9n\u00e9rales. Des mod\u00e8les pr\u00e9dictifs bas\u00e9s sur des donn\u00e9es fiables et actualis\u00e9es sont n\u00e9cessaires pour \u00e9valuer correctement les sinistres potentiels.<\/p>\n<\/p><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/3″ css=\u00a0\u00bb.vc_custom_1764174840276{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 60px !important;padding-right: 40px !important;padding-bottom: 60px !important;padding-left: 40px !important;background-color: #f8fafc !important;border-left-color: #e2e8f0 !important;border-left-style: solid !important;border-right-color: #e2e8f0 !important;border-right-style: solid !important;border-top-color: #e2e8f0 !important;border-top-style: solid !important;border-bottom-color: #e2e8f0 !important;border-bottom-style: solid !important;border-radius: 15px !important;}\u00a0\u00bb]

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Outiller la prise de d\u00e9cision en temps r\u00e9el<\/h3><\/div><\/div><\/div>

Lors de situations de crises, disposer de cartes lisibles et d\u2019indicateurs \u00e0 jour est essentiel. R\u00e9agir vite exige des informations fiables et imm\u00e9diatement exploitables.<\/p>\n<\/p><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175084721{margin-bottom: 50px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #fffcf2 !important;}\u00a0\u00bb][vc_row equal_height=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2″]

Anticiper les risques gr\u00e2ce \u00e0 l\u2019intelligence g\u00e9ospatiale<\/h2><\/div><\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/2″]

En combinant jumeau num\u00e9rique 2D\/3D, donn\u00e9es topographiques, cartes de vuln\u00e9rabilit\u00e9s et indicateurs en temps r\u00e9el, notre plateforme d\u2019intelligence g\u00e9ospatiale vous permet de passer d\u2019une logique de r\u00e9action \u00e0 une strat\u00e9gie proactive.<\/p>\n<\/p><\/div>Contactez-nous<\/span> <\/i><\/span>[\/vc_column][\/vc_row][\/vc_section][vc_section pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175891804{margin-top: 50px !important;margin-bottom: 60px !important;}\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175806046{margin-bottom: 56px !important;padding-bottom: 48px !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb2\/5″]

Crues et inondations - anticiper les risques climatiques<\/h3><\/div><\/div><\/div>

En cas de crues ou d\u2019inondations, une connaissance pr\u00e9cise des zones expos\u00e9es est essentielle pour agir. Gr\u00e2ce \u00e0 nos solutions de mod\u00e9lisation et d\u2019analyse g\u00e9ospatiale, vous pouvez visualiser les \u00e9volutions du niveau d\u2019eau, estimer la profondeur des crues et identifier les \u00e9quipements sensibles \u00e0 risque : voiries, b\u00e2timents, r\u00e9seaux critiques.<\/p>\n

Nous mettons \u00e0 disposition une r\u00e9plique fid\u00e8le du terrain, disponible \u00e0 diff\u00e9rentes \u00e9chelles, qui centralise vos donn\u00e9es existantes (cartes d\u2019al\u00e9as, cadastre, photos a\u00e9riennes) et les enrichit avec des sc\u00e9narios dynamiques. Vous pouvez superposer ces informations de mani\u00e8re interactive, acc\u00e9der \u00e0 des indicateurs \u00e0 jour et simuler des impacts \u00e0 court et long terme.<\/p>\n

Les b\u00e9n\u00e9fices cl\u00e9s<\/strong><\/span>
\nAnticipation des adaptations et am\u00e9nagements \u00e0 r\u00e9aliser (curatif ou pr\u00e9ventif)
\nAutomatisation de l\u2019\u00e9valuation des dommages lors des catastrophes<\/p>\n<\/p><\/div>[\/vc_column][vc_column width=\u00a0\u00bb3\/5″]

\"Image<\/div><\/div>[\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175814829{margin-bottom: 56px !important;padding-bottom: 48px !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb3\/5″]
\"Image<\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb2\/5″]

B\u00e2timents en p\u00e9ril - une gestion des sinistres plus rapide et plus efficace<\/h3><\/div><\/div><\/div>

Les catastrophes climatiques g\u00e9n\u00e8rent des sinistres complexes et co\u00fbteux. Vous souhaitez pr\u00e9-identifier les b\u00e2timents en p\u00e9ril et anticiper les zones les plus vuln\u00e9rables.<\/p>\n

En cas d\u2019\u00e9v\u00e9nement majeur, le suivi en temps r\u00e9el des zones habitables class\u00e9es \u00e0 risque permet d\u2019\u00e9valuer rapidement l\u2019ampleur des dommages.<\/p>\n

Les b\u00e9n\u00e9fices cl\u00e9s<\/strong><\/span>
\nD\u00e9tection automatique et g\u00e9olocalisation de d\u00e9g\u00e2ts et\/ou effondrement \u00e0 partir d\u2019analyse d\u2019images.
\nSuivi en temps r\u00e9el des zones habitables class\u00e9es \u00e0 risque.
\nAm\u00e9lioration de la gestion sinistres assureur.<\/p>\n<\/p><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section pix_over_visibility=\u00a0\u00bb\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764175880876{margin-bottom: 60px !important;}\u00a0\u00bb][vc_column]

Asphales, pour une assurabilit\u00e9 \u00e0 long terme<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb2\/5″]

Un process en 4 \u00e9tapes<\/h3><\/div><\/div><\/div>

Int\u00e9gration des fr\u00e9quences d\u2019occurence de tous les risques \u00e0 diff\u00e9rentes \u00e9ch\u00e9ances<\/p>\n

Calcul de la fr\u00e9quence d\u2019occurence d\u2019une d\u00e9claration de sinistre<\/p>\n

D\u00e9claration des mesures mises en oeuvre \u00e0 partir du catalogue de l\u2019assureur<\/p>\n

Visualisation des r\u00e9sultats projet\u00e9s une fois les mesures mises en oeuvre.<\/p>\n<\/p><\/div>[\/vc_column][vc_column width=\u00a0\u00bb3\/5″]

\"Image<\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764187595862{margin-top: 60px !important;margin-right: 100px !important;margin-bottom: 60px !important;margin-left: 100px !important;}\u00a0\u00bb][vc_row gap=\u00a0\u00bb10″ equal_height=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/4″]
\"Image<\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/4″]
\"Image<\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/4″]
\"Image<\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/4″]
\"Image<\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764186998169{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #f8fafc !important;}\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column content_align=\u00a0\u00bbtext-center\u00a0\u00bb]

L\u2019innovation technologique pour pr\u00e9venir la sinistralit\u00e9 climatique<\/h2><\/div><\/div><\/div>

Assureurs : nous vous aidons \u00e0 transformer vos donn\u00e9es en leviers d\u2019action<\/p>\n<\/p><\/div>Contactez-nous<\/span><\/span>[\/vc_column][\/vc_row][\/vc_section]<\/section>","protected":false},"excerpt":{"rendered":"[vc_section full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_over_visibility=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1764174500153{padding-top: 60px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.siradel.com\/wp-content\/uploads\/2025\/08\/header_risques_evaluation.webp?id=34571) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2″ css=\u00a0\u00bb.vc_custom_1764174388078{padding-top: 48px !important;padding-right: 48px !important;padding-bottom: 48px !important;padding-left: 48px !important;background-color: #ffffff !important;border-radius: 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